Let Us Show You

How To Scale Your Savings, and Protect Your Income Instantly

Without huge capital or technical expertise while maintaining your lifestyle

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About us

We specialise in tailoring financial solutions that match your specific needs. What’s more important is we grow with you in the journey of life. As your needs change, we adjust the solutions accordingly for you so you can have peace of mind to pursue your life’s dreams and goals.

Our financial planning approach is based on Life Insurance. We believe that it not only to provide financial relief, but it’s instrumental to preserving families, assets and livelihood.  When designed properly, it can make your money work hard for you; scaling your savings many times over. 

That’s our philosophy as well as our expertise. 

Partnering with Allianz, with a combined experience of Life underwriting of over 100 years, we’ve helped thousands achieve financial security. 

Find out how.

 

Our Services

Our approach is very much like a doctor. We first provide an assessment to understand what you want to achieve. Then we customised solutions to help you get there.

Smart Account Program

A Financial planning approach based on Life Insurance that aims to multiply the value of your savings by 100X. With this, you can immediately create 6 to 7 figure Guaranteed cash reserves without saving for years and years.

Smart Debt Restructuring

A Program that helps you turn your debts into cash flow and risks into assets. This program is suitable for people who wants to reduce or cancel their debts or create more cashflow.

Smart Employee Benefits

Employee Benefits that gives small to medium sized businesses the edge over bigger companies to retain employees using perks designed with Life Insurance instruments.

Tailored Cover

100% Reliable

Peace of Mind

Mutual Support

Why choose Us

We provide professional and sound financial advisory that is reliable and practical.

We’ve advocated and helped many clients to receive their claims, even with complicated ones.

Don’t take our word for it. Connect with us and find out for yourselves. 

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Our Team

Meet our team of expert consultants

Fong Siew Linn

Partner
Kota Bharu Branch

Ho Hui See

Partner
Kota Bharu Branch

Hoe Wei Koon

Partner
Kota Bharu Branch

Poh Jee Sze

Partner
Kota Bharu Branch

Chin Chun Hoo

Partner
Kuala Lumpur Branch

Testimonials

Don’t take our word for it, hear what our happy clients have to say

Thanks for clearly explaining and defining the role and importance of insurance to me, not just as a product, but as a concept, as well as helping me accurately and realistically define, prioritise and calculate measurable shortfalls that need to be addressed and insured against. I would definitely recommend you to friends and family as well as anybody else looking for a competent and eloquent financial planner with integrity and a genuine drive to help people secure their hard-earned wealth and protect their families. Your sincerity in helping clients with their finances is nothing short of admirable and praise worthy. Thank you.

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ZR Gan I.T. Network & Security Consultant

You provide me alternative to cover at least some of my concerns and goals. It’s not easy to be objective but you helped in getting me to focus on at least top 3 things I value in my life. I appreciate the fact that you are willing to assess my existing policies (or lack of it), took time to listen. A lot of us needed someone to listen and put into perspective of our most fear factors, and you did. Thank you.

Nurul N Senior Consultant

We appreciate the fact that you first hear us out before crafting us the best insurance solution.

We feel very comfortable relating our financial challenges or issues to you. You've taken the extra mile to help us in doing claims which is out of your ordinary scope, which we truly appreciate.

Stef Sales Financing Manager

Find Out More?

Contact Us

chunhoo@smartfs.com.my
+6016-222 7278

Give us a call or drop by anytime, we endeavour to answer all enquiries within 24 hours on business days.

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